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About Us

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Our Foundation

Rooted In Experience and Care

LendAmerica has spent over 40 years helping borrowers navigate residential, commercial, and private lending. More than 2,000 loans have been successfully completed by focusing on early review of income, credit, and documentation. This approach reduces delays and increases approval consistency. We work with clients who need clear guidance through the lending process. Many come after previous declines or uncertainty. Our team stays involved from initial review through closing, addressing issues proactively and keeping each application moving efficiently.

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40 Years of Experience

Trusted advisory through evolving lending landscapes.

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2,000+ Loans Closed

Results delivered across diverse borrower needs.

99%

Loan Approval Rate

$90k

Average Loan Size

8,900

Loans Managed

346

Experienced Advisors

residential purchase loans

Our Benfits

How We Work

LendAmerica handles every application with hands-on guidance from start to finish. We review details, identify challenges early, and provide clear updates at each step, helping borrowers progress steadily toward approval.

Practical Loan Planning

Aligning each application with lender expectations

End-to-End Support

Oversight from first review through closing

Approval Success Rate
92%
Returning Clients
78%
Process Efficiency
88%
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Frequently asked questions

Over 40 years. As an experienced mortgage broker of 40 years, the team here has seen rate environments, market crashes and regulatory overhauls, all of it. That kind of track record isn't just a number on a website. It actually changes how applications get prepared and how problems get handled before they become your problem.
It's worth having a conversation, at a minimum. Getting a mortgage with a low credit score isn't impossible; it just requires more careful preparation. We look at your full financial picture, not just the number, and figure out which loan programs you're actually eligible for. We're not going to send you to a lender blind.
We don't publish a specific percentage because every file is different (and anyone who gives you a blanket number is probably overselling). What we can say is that bad credit mortgage approval is genuinely one of our specialties, not something we dabble in. We've spent decades building relationships with lenders who work with these files and know how to present them properly.
Both. As a commercial mortgage broker, we've worked on office buildings, retail spaces, mixed-use properties, and investment portfolios. Commercial lending is a different world from residential different underwriting, different timelines and different documentation, and we've been navigating it long enough to know the difference matters.
That depends entirely on what rate you're currently at and where your credit stands today. A lower mortgage rate refinance makes sense when the math works, meaning the long-term savings outweigh the closing costs. We'll run the numbers with you before recommending anything. Sometimes it makes sense, sometimes it's better to wait.
A first-time homebuyer mortgage is actually one of the most common things we help people with. First-time buyers tend to have the most questions and the most anxiety about the process, which makes sense, because it's probably the biggest financial decision they've made. We walk through everything step by step, and we don't assume you already know how any of this works.

Accessible / Transparent / Safe & Secure

Updates on loan programs, borrower requirements, and lending conditions.

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